Rashtriya Swasthya Bima Yojana is a health insurance programme launched for the economically weak people of the nation. This Central Government scheme is known for providing health insurance coverage to non-recognized sector workers. The workers who fall under the BPL line are treated eligible to avail of the benefits, and their family members are also considered beneficiaries under this scheme. Under the Rashtriya Swasthya Bima Yojana, the beneficiaries are offered Cashless Health Insurance for their hospitalization and treatment in both private as-well-as public hospitals.
Entailing nearly about 93% of the total workforce in India, the workers in the unorganized sectors have been struggling continuously to face health issues and other health-related problems. The government has been executing social security measures for these occupational groups, but the coverage is quite minute. Many small-scale workers have been struggling without any health insurance coverage.
Intending to overcome this insecurity of the workers of unorganized sectors, the Rashtriya Swasthya Bima Yojana has been launched. The motive behind the launch of this scheme is to provide aid and protection to economically weak people or poor households living with reduced circumstances.
To avail of the benefits of health insurance coverage provided under this yojana, given below is the eligibility criteria:-
The beneficiaries of this scheme will be eligible for the following:-
Below given infographic shows the benefits of this yojana:-
Given below is the funding pattern of the RSBY, which shows the contribution of both the Government of India as well as the State government:-
Under the enrollment process of this scheme, the following steps are being followed:-
The Smart card issued under this yojana is used for various activities like the following:-
The RSBY has the following features:-
Introduced by the Ministry of Labour & Employment, Rashtriya Swasthya Bima Yojana revolves around providing health insurance coverage to people belonging to the BPL and EWS category. This scheme focuses on to provide protection to the poor and needy people from their financial liabilities. Aatmnirbhar Sena being a supportive pillar for the government never steps back from creating awareness of the schemes formulated by the government. The vision of Aatmnirbhar Sena is to make the picture of our country progressive, and hence we work for the indigent people with all our resources.