Mukhyamantri Mahila Utkarsh Yojana (Also known as the Mukhyamantri Mahila Kalyan Yojana) is a financial empowerment-based initiative taken by the Gujarat government. Women self-help groups in Gujarat will be getting interest-free loans. Through this scheme, women self-help groups will be able to commence their small business ventures from their homes.
Chief Minister of Gujarat, Vijay Rupani, has initiated Mukhyamantri Mahila Utkarsh Yojana on PM Narendra Modi’s birthday on 17th of September, 2020. Through this scheme, women will be establishing the pillar of their independence by effective utilization of loans received. Women can leap forward in the direction of investing this amount in reshaping and upgrading their businesses with the hope to transform the economic structure in the future course of time.
This multipurpose scheme by Gujarat Government is applicable for both rural & urban women. It is a significant and much-needed step taken by the Gujarat State Government towards the empowerment of women. Under this scheme, a purpose has been set to lend loans of Rs. 1,000 Crore to 10 lakh women of Gujarat.
Latest Updates
- In order to elevate the level of women empowerment in Gujarat and to give wings to Atmanirbhar Bharat Mission, Chief Minister of Gujarat, Vijay Rupani has introduced this scheme.
- In January 2021, Gujarat CM has launched the Mukhyamantri Mahila Utkarsh Yojana web portal with the noble goal of rendering detailed information maintaining the transparency factor concerning the advancement of this scheme.
- In a meeting of the state cabinet, Chief Minister of Gujarat, Vijay Rupani launched this web portal- https://mmuy.gujarat.gov.in/
- With the supervision and robust governance of Chief Minister Vijay Rupani, around Rs. 1 lakh assistance is granted for initiating home-based small businesses under this scheme.
- By setting up a Joint Liability Earnings & Savings Group, full details of the scheme along with the eligibility of the beneficiary and its details from the village level will be available on the web portal- www.mmuy.gujarat.gov.in launched by the Chief Minister of the state.
- The process-related to loan assistance approval will witness an upward trend as the participating banks will receive the details about women groups in their field of work directly & banks will initiate their own process of lending to women groups on the basis of the status on this portal.
- In addition to this, the beneficiary or registrar of the women’s self-help group will also be able to attain the details of their loan status from the web portal. The Mukhyamantri Mahila Utkarsh Yojana web portal will be a new milestone as Chief Minister Vijay Rupani’s aim of advancing a paperless as well as less human interface working system with optimum utilization of technology in the state administration.
Objectives of Mukhyamantri Mahila Utkarsh Yojana
The significant objectives of Mukhyamantri Mahila Utkarsh Yojana are mentioned below-
- It’s a blessing in disguise for the women residing in Gujarat as it ensures the economic upliftment of women.
- To equip the women with the heaps of responsibilities.
- To provide interest-free loans to women so that they muster up a feeling of courage to initiate their home-based small businesses and establish their worth in a male-dominating society.
- To instill the feeling of self-employment in the minds of women self-help groups in Gujarat.
- To add feathers to the Atmanirbhar Bharat Mission by making women self-reliant.
Features of the Scheme
The vital features of the scheme are mentioned below-
- The Gujarat government has initiated a scheme known as Mukhyamantri Mahila Utkarsh Yojana lending interest-free loans to women self-help group in Gujarat State.
- Under this scheme, 50, 000 JLEGs will be formed in urban parts of the Gujarat State.
- Through the Mukhyamantri Mahila Utkarsh Yojana, 50,000 Joint Liability Earnings & Savings Groups will be formed in rural regions of Gujarat.
- The URL of the recently launched web portal is- https://mmuy.gujarat.gov.in/.
- Around 10 lakh women will be receiving the benefits under MMUY Gujarat.
- Each self-help group must include ten members under this scheme.
- On behalf of the beneficiaries of this scheme, the government will pay the interest amount.
How to Apply Online under Mukhyamantri Mahila Utkarsh Yojana?
- In order to apply online under MMUY, women self-help groups must visit the official website of the scheme and should fill the Mukhyamantri Mahila Utkarsh Yojana Online Registration/ Application Form. The link to reach the Gujarat MMUY portal is- https://mmuy.gujarat.gov.in/
- You will get to witness the homepage of the women empowerment-based scheme by the Gujarat Government.
How to Login to the Mukhyamantri Mahila Utkarsh Yojana Web Portal?
- Move to the official website of Mukhyamantri Mahila Utkarsh Yojana and click on the Login option.
- Then you will reach the Mukhyamantri Mahila Utkarsh Yojana Login website.
- There, you need to provide your username along with your password.
- Also, you have to enter your security code on the same page.
- In the end, click Sign in, and you will be able to Login to the Mukhyamantri Mahila Utkarsh Yojana Web Portal.
Eligibility Criteria
- The applicant needs to be a permanent native of Gujarat.
- The applicant should be women under this Mukhyamantri Mahila Utkarsh Yojana.
- The applicant needs to be an integral part of the self-help group of Gujarat State.
- The self-help group should have ten members
- The government is engrossed in providing loans to these groups & interest will be paid by the concerned state government in the banks.
Mandatory Documents to Apply for Mukhyamantri Mahila Utkarsh Scheme
The documents mandatory to apply for the MMUY (Mukhyamantri Mahila Utkarsh Yojana) are mentioned below-
How to Check Payment Status?
Step 1- Firstly, you need to visit the Gujarat State Portal official website.
Step 2- Then, the homepage will be displayed in front of you on the screen.
Step 3- After that, you would have to check payment status.
Step 4- A new page will appear on the screen where you need to enter your application ID.
Step 5- Now, you can click on submit.
Step 6- The payment status will be available on the screen.
Benefits of Mukhyamantri Mahila Utkarsh Yojana
The significant benefits of this scheme by the Gujarat Government is mentioned below-
- Through this scheme, women from Gujarat are attaining interest-free loans.
- The scheme is considered as a new life donation to the women of Gujarat state.
- The Government of Gujarat established a scheme to bestow self-employment to women with a mission to accelerate the pace of self-employment and to elevate the empowerment of women in the Gujarat state.
- Those who are permanent residents of the Gujarat state will be provided with the benefits of the scheme.
- Women can start any of their jobs according to their knowledge and expertise.
- Women will be attaining respect in a society ruled by men due to their own employment via the Mukhyamantri Mahila Utkarsh Yojana.
- Through this scheme, women are all set to climb the ladder of self-reliance and prove their mettle in all walks of life.
More about the Scheme
Till now, the state government has entered into MoUs with 65 Urban Co-operative Banks along with a total of 124 co-operative and 189 other banks for the timely and winning implementation of this Yojana. Under the Mukhyamantri Mahila Utkarsh Yojana, around 44,854 Joint Liability Earnings & Savings Groups have been composed within the geographical boundaries of the state. Consequently, about 4, 48,000 mothers & sisters of the Gujarat state will attain the benefits of this multipurpose Yojana.
Role of Aatmnirbhar Sena
Aatmnirbhar Sena confers a supportive mechanism to foster the Government’s efforts and equip them for forthcoming challenges in the future. We are devising plans to shift the paradigm by assisting curious women residing in Gujarat. In addition to this, we are all set to render 360-degree assistance to this Gujarat Government scheme that revolves around empowering women of Gujarat state and making them self-reliant.
Summing Up
Mukhyamantri Mahila Utkarsh Yojana is an outcome of a visionary decision taken by Chief Minister of Gujarat, Vijay Rupani, in order to ensure the availability of interest-free loans to women residing in rural & urban parts of India. The core motive behind the introduction of this scheme is to empower women and usher them on the path of self-reliance so that they can uplift their livelihood. The scheme has turned out to be a blessing in disguise for women in Gujarat. It’s not wrong to say that MMUY has revived the lives of a major chunk of the female population in Gujarat.
