Bihar Student Credit Card Yojana was initiated by the CM of the state, Nitish Kumar, on 2nd October 2016 to grant loans-based financial assistance for higher education to the students of the state. Through this Yojana, a loan of up to 4 lakh rupees will be provided by the Bihar government to 12th pass students of Bihar state who are financially not sound so that they can acquire higher education.
No interest will be payable to the borrower under Bihar Student Credit Card Yojana 2021. Interested beneficiaries of Bihar, who wish to apply for attaining higher education under this credit card yojana, can proceed ahead for applying online by visiting the official website. The government also formed the Education Finance Corporation in order to implement the Bihar Student Credit Card Yojana 2021 with the hope to make this scheme successful in the long run.
Bihar Student Credit Card Yojana got introduced as a measure to encourage the students of Bihar to pursue their advanced level higher education with a consistent effort to heighten the gross enrollment ratio of 14.3% to the national average of around 24%. This initiative by the Bihar State Government endeavours to bridge the gap between GER (Also known as Gross Enrollment Ration) in Bihar & different parts of the nation by making sure that students pursue their education even with scarcity of financial resources.
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Key Highlights of the Blog |
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1. Bihar Student Credit Card Yojana 2021: A Unique Financial Initiative |
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2. Objective of Bihar Student Credit Card Yojana 2021 |
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3. Eligibility Criteria of the Scheme |
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4. Documents Required for Bihar Student Credit Card Yojana 2021 |
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5. Student Credit Card Scheme: Course List |
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6. Benefits of the Scheme |
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7. Bihar Student Credit Card Yojana Apply Online |
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8. How to Track Application Status? |
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9. How to File a Response and Complaint under Bihar Student Credit Card Yojana 2021? |
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10. How to Download the Form under this Yojana? |
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11. How to Download the Mobile App? |
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12. BSCC Scheme 2021: Approved List of Colleges |
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13. How to Check Contact Details on the Official Website of Bihar Student Credit Card Yojana? |
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14. In a Nutshell |
Objective of Bihar Student Credit Card Yojana 2021
There are many youths in Bihar who are striving to receive higher education but are unable to accomplish it due to financial curtailment and are not getting the right direction. In view of this problem, the Bihar State Government has brought Bihar Student Credit Card Yojana 2021 into the light for the welfare of the students in Bihar.
Under this Yojana, a loan amount of Rs. 4 lakh will be granted by the bank to the students of the state to acquire further education after class 12th. Students continuing their education via BSCC Scheme 2021[1] will get an opportunity to flourish well and reach the top position in life. The mission of the scheme is to render financial assistance to the students via the banking system. Through Bihar Student Credit Card Yojana 2021, students will be achieving success in getting employment as well as higher education.
Eligibility Criteria of the Scheme
- Applicant must satisfy the demand of being a permanent resident of the Bihar state.
- Under the Bihar Student Credit Card Yojana 2021, students will be allocated loans for keeping on with their higher education concerning general courses, technical or professional programs.
- Another significant eligibility criterion is that the educational institutions in which students went for education should be recognized by the state or central government-linked regulatory agency.
- Students of Bihar must be 12th pass under this Yojana.
Documents Required for Bihar Student Credit Card Yojana 2021
The documents required under Bihar Student Credit Card Yojana are mentioned below-
- Aadhaar Card of the applicant
- 10th & 12th Certificates as well as Marksheets
- Pan Card
- 2-2 photographs of all of the students, parents, along with guarantors
- Address proof
- Certificate of admission with respect to the higher educational institution
- Two photographs of the applicant as well as his / her co-applicant
- Bank Account Passbook
- Family Income Certificate
- Parents’ bank account- Six months statement
- Identity card of the applicant (Passport, Ballot ID, Aadhaar Card, Driving License etc.)
- Mobile Number
Student Credit Card Scheme: Course List
- BA, BSc, B.Com
- BSC Agriculture
- BCA, BSc IT, Computer Science, Computer Applications
- BSC Library Science
- BSc, B.Tech, BHMCT, Hotel Management
- B.Tech, B.E., B.Sc.
- Diploma in Hotel Management
- Bachelor of Pharmacy
- BSC Nursing
- BVMS
- BUMS
- BAMS
- BDS
- GNM
- BHMS
- Bachelor of Mass Communication
- Bachelor of Architecture
- BPED
- BSC in Fashion Technology
- B.Ed.
- Bachelor of Physiotherapy
- MSc, MTech
- Diploma in Food Processing, Food Production
- Bachelor of Occupational Therapy
- Diploma in Food and Beverage Service
- BSc, BA, B.Ed, Integrated Course
- BFA
- BBA
- Diploma in Food & Nutrition, Dietetics
- MBBS
- Aalim
- B.L, LLB
- Shastri Course
- B.Tech, BE, (Enlisted in a three-year diploma course in a state-level education council recognized institute)
Benefits of the Scheme
- Through this scheme, those who have successfully passed their Intermediate / 12th standard from well-known institutions recognized by the Bihar Government. And if they want to march ahead for higher education like graduation in a different stream, BA, B.Sc etc., and then they may obtain a loan of around Rs. 4 lakh rupees by the Bihar government.
- Full-fledged financial support will be provided.
- Students will not have to make the payment of any interest for acquiring a loan under the Bihar Student Credit Card Yojana 2021.
- The scheme will turn out to be an advantageous one for those students of the state who originally belong to poor background and eager to finish their higher education.
- Fees of educational institutions will be entailed along with the expenses concerning eating and drinking materials in this loan.
- Through this Yojana, students of Bihar State will get rid of financial issues.
- Their living standard will rise via this Yojana.
- Students may also apply online to enjoy the benefits of the Bihar Credit Card Scheme.
- Under this Yojana, the state government lends an education loan of up to Rs. 4 lakh at a zero per cent interest rate to 10 + 2 pass out students.
Bihar Student Credit Card Yojana Apply Online
- At the initial level, the applicant should march ahead and visit the Department of Education official website, and the official websites of the Planning & Development Department as well as Department of Labor Resources.
- The home page will be displayed in front of you after reaching the sphere of the official website.
- The option of New Applicant Registration is something that you will observe on this home page. You must go ahead and click on this option.
- Then, after clicking on the option, the next page will appear on the computer screen in front of you.
- On this page, the registration form will be available. In this form, you will obtain all the information you asked for, such as the name of the applicant, Email Id, Aadhaar Card Number, mobile number, click on YES in case the application is initiated from Vasudha center or else you can select NO.
- Please enter the OTP delivered on your mobile number.
- Kindly enter the OTP sent on your Email ID.
- You need to go for the submission after filling in the personal details.
- After submission gets over, the remaining 3 options will open for you. Among these three choices, the student credit card option should be selected, after which a new application form will appear on the screen.
- After this, you need to fill in the information and details asked over there. Then, you would have to submit it by making the most of the submit button.
- After application form submission, students will receive a unique identification number. They will receive the unique ID number on their mobile number & email ID.
- Students will get a PDF copy of the application form submitted by them. Also, they will get a description of the mandatory documents on their email ID.
- At the counter, there will be a requirement for application forms and documents.
- After which, the male and female students will be receiving the information on their mobile number & email ID on which day they need to go to the counter, where the rest of the process will be completed.
How to Track Application Status?
Beneficiaries of the state who have applied under this financial assistance-based Yojana and strive to track the status of their application and then must follow the steps depicted below-
- First of all, you will have to move to the official website without a second thought. After touring the official website, the home page will come out.
- The option of application status will be available on the home page.
- You need to hit that option.
- After that, the next page will appear on the screen.
- On this page, you will see the form in which you can see the application status. All you require to execute is to fill in all the details demanded in this form, such as Aadhaar Number or Registration ID, date of birth, captcha code, and more.
- After filling in all the information requested, you must click on the submit button.
- Then, the application status will come out on the screen.
How to File a Response and Complaint under Bihar Student Credit Card Yojana 2021?
Step 1- Move to the official website and the home page will open in front of you.
Step 2- The option of Feedback & Grievance will be present on the home page.
Step 3- Click on this option and a front page will emerge out on the computer screen.
Step 4- Fill some information asked such as Name, Email ID, Captcha, Mobile Number, District, Complaint etc., on this page.
Step 5- Click on the submit button after filling all the information. Your complaint will be registered in this manner.
How to Download the Form under this Yojana?
- First of all, visit the scheme’s official website. After reaching there, you will get the home page in front of your eyes. Click on the option to How to Apply available on the home page.
- After clicking the above-mentioned option, the next page will open.
- On this page, download the Course of BSCC & Process of BSCC, Bihar Students Credit Card Scheme Blank Form, User Manual of BSCC, etc.
- Upload the forms after downloading them.
How to Download the Mobile App?
If the interested beneficiaries of the Bihar state endeavors to download the mobile app, then they must follow the process given below-
- First of all, the beneficiaries must take a glimpse of the official website of the Education Department, Planning & Development Department, along with the official website of the Labor Resources Department. After reaching the official website, the home page will come out.
- On this home page, they should see the option of Download Mobile app.
- After clicking that option, they will move to the next page.
- They can search & download the app from Google Play Store on that page.
BSCC Scheme 2021: Approved List of Colleges
If students of Bihar want to go through the approved list for Bihar Students Credit Card, then they must follow the steps given below-
- All the beneficiaries must visit the Bihar Student Credit Card Yojana 2021 official website. After attending the official website, the home page will appear on the screen.
- An approved list of colleges for BSCC will be present on the home page. You need to click on this option. The next page will be out after clicking on the option.
- This page will present you with the approved list of colleges for BSCC.
- Now, you can check this list.
How to Check Contact Details on the Official Website of Bihar Student Credit Card Yojana?
Interested beneficiaries of Bihar, who are looking forward to get contact details on the official website of this Yojana, need to follow the procedure exhibited below-
- First of all, the beneficiaries should make strides and click on the official website of the Education Department, Planning & Development Department official website and Labor Resources Department official website. On the official website, the home page will be available.
- Pick the option of Contact us on this home page.
- After clicking the Contact us option, the next page will open in front of you.
- On the Contact us page, you will obtain the name & mobile number of the district named manager.
- In case you face any problem concerning the scheme, you may contact these numbers & get the desired solution to your problem.
In a Nutshell
Chief Minister of Bihar, Nitish Kumar, gave the green light to Bihar Student Credit Card Yojana 2021 to lend financial support to 12th pass students of Bihar with a mission to encourage them for continuing their further education. Please don’t mix it with a conventional credit card that you receive from a financial institution. Since this initiative has been started in order to provide financial assistance for educational needs, it doesn’t extend the benefits offered by credit cards.
The scheme is helping the 12th pass students of Bihar in realizing their higher education dreams. At Aatmnirbhar Sena, we are creating awareness about Bihar Student Credit Card Yojana 2021, and we hope that positive development will take place in the lives of students of Bihar in the forthcoming period.
