Haryana government has introduced Aatmnirbhar Haryana Loan Scheme to grant loan amount of Rs. 15,000 to small business owners from Haryana so that they can kick start their business in the boundaries of the state. Under this scheme, around 3 lakh poor people will be receiving this loan amount.
Through this initiative, they will be commencing their business at 2% interest rate. Under Haryana DRI scheme, loans are granted to poor people at a 4% rate of interest, but now people will be getting Aatmnirbhar Haryana Loan at 2% interest. The Haryana government will bear the remaining 2% interest. Aatmnirbhar Haryana Loan Scheme would lay a strong foundation for the small business owners.
Amid COVID-19 lockdown, many small businesses have gone through major suffering, and most of them failed to revive their businesses as well. These businesses are all set for the revival and reconstruction of their small businesses through this loan scheme. All thanks to the progressive initiative, Aatmnirbhar Haryana Loan Scheme by Chief Minister of Haryana, Shri Manohar Lal Khattar led-government. Poor small businessmen of the state are the beneficiaries of this state government scheme.
The objectives of Aatmnirbhar Haryana Loan Scheme are showcased below-
The Chief Minister of Haryana State has started Atmanirbhar Haryana portal to make the folks of the state self-reliant. Through this portal, people will be getting affordable loans without any collateral easily, and the Haryana government will bear 2 % of the interest charged on the loan amount. Three types of loans can be provided to applicants through the portal. Beneficiaries will be receiving three types of loans via Atmanirbhar Haryana portal.
The three types of loans are mentioned below-
If you are all set to take a loan with the help of this portal and get yourself registered online, now this option has been initiated. Those who are planning to register themselves on the Atmanirbhar Haryana Portal or seeking knowledge regarding the eligibility as well as benefits concerning the loans available via this portal, stay tuned with us throughout the blog.
Talking about the portal, Chief Minister of Haryana, Manohar Lal Khattar also made a significant announcement in which he pointed out that the Haryana government will bear the interest of all the students who grasped loans before 1st of January, 2015 from April 2021 to June 2021.
Step 1- In the first step, you need to visit the official website of Atmanirbhar Haryana Portal-https://atmanirbhar.haryana.gov.in/
Step 2- After that, you will see the bank loan (बैंक ऋण) option. You need to click over there for proceeding ahead in the process.
Step 3- Then, you will reach that page from where you can apply for DRI Loan. There, you can opt for your bank, district/UT, along with the branch.
Step 4- In the same page, you can click on proceed ahead to move in the forward direction.
Step 1- Firstly, you need to take a tour of the official website of Atmanirbhar Haryana Portal and the home page will appear in front of you. – https://atmanirbhar.haryana.gov.in
Step 2- In this form, you have to fill the details such as the selection of loan type, selection of Shishu Loan under Mudra, bank selection, selection of district and branch.
Step 3- Now you would have to read the eligibility as it will appear in front of you- “I have read the eligibility criteria & understood it. I fulfill all the eligibility criteria for availing DRI scheme as well as interest rebate by the Haryana government as stated above.” Hit on the check box.
Step 4- After going through all the information, you need to click on the button of the procedure. Eventually, the next page will appear in front of you.
Step 5– On this page, you would have to verify your one-time password by entering your Aadhaar number.
Step 6- In this manner, your application for Shishu loan under Mudra will be successful.
Step 1- Firstly, you need to visit the official website of the Atmanirbhar Haryana Portal. After that, you will find that the home page of the website will be out in front of you.
Step 2- After reaching the home page of the website, you would have to click on the option to “Apply for Bank Loan”. Then, a form will arrive in front of you.
Step 3- In this form, you have to provide the information asked like- opting for loan type, selection of education loan, selection of bank, district, as well as the selection of branch.
Step 4- You have to read the eligibility-related point like- “I have read the eligibility criteria & understood it. I fulfill all the eligibility criteria for availing the Differential Rate of Interest scheme and interest rebate by the Government of Haryana, as affirmed above. ” You can click on the check box.
Step 5- After going through all the information and looking at all the minute details, you have to click on the button of the procedure. Then, the next page will be displayed in front of you.
Step 6- On this page, you would have to verify your OTP by entering your Aadhaar number.
Step 7- Finally, your application for education loan will be successfully completed.
Step 1- Initially, you have to move to the official website of the Atmanirbhar Haryana portal.
Step 2- In this step, the home page of the website will emerge in front of you.
Step 3- After landing on the home page of the website, you would have to click on the option of “Postal Bank Services.”
Step 4- In the next step, a form will open in front of you.
Step 5- In this form, you would have to enter details such as- Name, Mobile, District, City, Amount, Pin code, Address etc.
Step 6- After pouring down all the needed information, you would have to click on the “Apply” button.
Step 7- You will get information about Access Postal Banking Service by following all the steps in sequence.
All those interested individuals who want to apply under the Aatmnirbhar Haryana Loan Scheme should follow the easy steps mentioned below-
The mandatory documents to apply online for Aatmnirbhar Haryana Loan Scheme are-
At Aatmnirbhar Sena, we shall work relentlessly towards increasing the awareness about Aatmnirbhar Haryana Loan Scheme and Atmanirbhar Haryana Portal amongst the impoverished and financially weak crowd of Haryana. Lending selfless assistance is our priority, and thus, we are gearing up to assist those who are willing to benefit from the project.
Aatmnirbhar Haryana Loan Scheme, an offering of Haryana government, is in place and people have started receiving benefits from the scheme. The intent behind the formulation of this scheme is to craft the future of small business owners setting up or have already established their businesses within the geographical boundaries of Haryana. At Aatmnirbhar Sena, we are working selflessly towards the upliftment of society, and even a small contribution from our side would play a significant part in transforming society.